CREDIT ANALYSIS AND LOAN MANAGEMENT IN BANKING INDUSTRY (A CASE STUDY OF FIDELITY BANK PLC ENUGU)
- Project Research
- 1-5 Chapters
- Abstract : Available
- Table of Content: Available
- Reference Style: APA
- Recommended for : Student Researchers
- NGN 3000
ABSTRACT
In business transaction, granting of credit facilities is quite universal. It is an acceptable method of financial business transaction and activities. Granting credit facilities to customers is a practice that cannot be avoided as long as business is concerned, to some sensitive sectors of the economy like banking industry, granting of credit and loans constitute their major earning that means, the larger the credit facilities, the fatter the interest receivable at the same time poor assessment and analysis of credit can be devastating. The risk not withstanding, granting of loans and credit facilities enhances economic growth and development of any nation credit provides the lubricant for continuity of transaction regardless of the immediate available cash. The choice of the topic is to evaluate how effective credit analysis can be utilized to ensure survival of the national economy and grow of banking industry.
In Nigeria, the rising cases of bank distress have also become a major source of concern for policy makers. As a result of attractive interest rate on deposits and loans, credits were given out indiscriminately without proper credit appraisal. The resultant effects were that many of these loans turn out to be bad. It is in realization of the consequence of deteriorating loan quality on the banking sector and the economy at large that this paper is motivated. This paper, therefore, attempts to evaluate the credit analysis and loan management in banking industry, using Fidelity Bank as a case study.
Related Project Materials
INFLUENCE OF SORGHUM HUSK ASH AS MICRO-FILLER IN POLYMER CONCRETE
ABSTRACT
Polymer concretes (PCs) are known to be less permeable to water, but its usage is less popular in tropical countries like Nigeri...
AN APPRAISAL OF EMPLOYEES’ COMPENSATION UNDER NIGERIAN LAW
ABSTRACT
Over the years, laws have generally evolved ways and grounds of compensating employees for job-related disabilities and risks, b...
DEVELOPMENT OF CONCEPTUAL MODELS FOR PLANTS AND EQUIPMENT PROCUREMENT IN TERTIARY INSTITUTIONS
ABSTRACT
This research sole aim is to improve on the development of conceptual procurement models that can create direct and indirect imp...
PERCIEVED INFLUENCE OF SMARTPHONE ON THE ACADEMIC PERFORMANCE OF UNIVERSITY STUDENTS
Background to the study
Information simply is that which informs, that from which data can be derived....
STRUCTURAL DETAILING OF A REINFORCED CONCRETE STRUCTURE - DUPLEX,
INTRODUCTION
The work in the construction industry involves the client, the Architect, the Engineer, the quantity surve...
ASSESSMENT OF KNOWLEDGE, AWARENESS OF RADIATION EXPOSURE AND SAFETY PRACTICE AMONG PATIENTS UNDERGOING MEDICAL IMAGING IN HOSPITALS
Background of the study
In modern medicine, the use of X-rays in imaging modalities such as Computed Tomography (...
design and implementation of supermarket management system
Aims and Objective of Study
Aim of study is
To design a Computerized Supermarket Management S...
ASSESSMENT OF MALARIA AND TYPHOID COINFECTION AMONG INDIVIDUALS ATTENDING TELA PHCC IN GASSOL LGA TARABA STATE
-
-
Background of the study
-
Malaria is an acute...
COMPUTATIONAL APPROACHES TO CONSTRUCT AND ASSESS KNOWLEDGE MAPS FOR STUDENT LEARNING
ABSTRACT
Knowledge maps have been widely used in knowledge elicitation and representation to evaluate and guide students’ lea...
EXTENT OF USE OF AUDIO VISUAL MATERIALS IN THE TEACHING AND LEARNING OF ENGLISH LANGUAGE IN JUNIOR SECONDARY SCHOOLS
ABSTRACT
The aim of this study is to find out the extent to which audio-visual materials are used in teaching the English Language in Jun...
